Liability policies from $119  ·  Guaranteed to be accepted by your venue or your money back
eWed Insurance
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A couple's first dance under string lights, surrounded by guests
Event & Wedding Liability Insurance

Wedding liability insurance, from $119.

Custom-built to meet your venue's requirements, with your venue named as an Additional Insured and Host Liquor Liability included — all with a zero-dollar deductible.

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Guaranteed accepted by your venue, or your money back.

Even the best-planned day can't prevent every accident

Liability insurance protects you if you or a guest causes property damage to your venue, if you are responsible for an injury at your event, or if a guest leaves drunk and gets into an accident. eWed's policy covers you from the moment set-up begins — through the breakdown of the final celebration.

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Reviews from couples who chose liability

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What's covered

What liability insurance covers

Three core protections, included in every eWed liability policy.

Property damage

Covers accidental damage to your venue caused by you or your guests — no surprise repair bills.

Guest injury

Protects you if a guest is injured at your event and you're held legally responsible.

Host liquor liability

Included at no extra cost — most homeowner's and renter's policies simply don't offer this coverage.

Coverage

Liability Coverage Breakdown

Coverage
Every policy
Premium $119
Per occurrence
$1,000,000
General aggregate
$2,000,000
Host Liquor Liability
Venue as Additional Insured
Property Damage (not fire related)
$1,000,000
Damage to Rented Premises (fire)
$300,000
Personal & Advertising Injury
$1,000,000
Products–Completed Operations
$1,000,000
Optional Med Exp options
$5,000 & $10,000
Deductible
$0
The fine print, in plain English

Add-ons you'll only need if your venue asks

Waiver of Subrogation

Prevents your insurance from seeking reimbursement from the venue if a claim is paid where your venue was responsible for the injury or property damage. Only required if your venue asks — add it with one click.

Primary Non-contributory

Provides that your insurance policy pays out first for a covered claim and does not seek cost-sharing from any insurance policy held by your venue or an additional insured. Venues often require this to protect their own insurance history. Only required if your venue asks — add it with one click.

Why not just use my homeowner's policy?

Homeowner's policy
Can't name your venue as Additional Insured
A claim can raise your premiums
Deductible applies
eWed liability policy
Host Liquor Liability included free
Venue named as Additional Insured
A claim never affects your home premiums
$0 deductible, every time

Types of events we cover

For non-wedding events, coverage is one day and still includes set-up and breakdown.

Weddings Rehearsal Dinners Engagement Parties Bridal Showers Baby Showers Quinceañeras Bar / Bat Mitzvahs Birthday Parties Graduation Parties Anniversaries Retirement Parties Funerals
Liability FAQ

Your liability questions, answered

What if my venue does not accept your insurance?+
That is simple, we then provide you with a full refund. Our Liability policies come with a money back guarantee if not accepted by your venue.
My venue requires insurance for set up and tear down days, is included?+
Yes, our Liability insurance covers up to 3 days prior to the event for set up and 2 days after the event for tear down.
What is host liquor liability coverage?+
Host Liquor Liability is included in all our policies for no additional charge and can cover you (the host) if you are sued for a liquor related injury or property damage. This coverage is for individuals and not for people or companies in the business of serving, selling or distributing alcohol. It’s important to remember that whoever is serving the alcohol (including beer and wine) at your event must have their own liability insurance naming you as an additional insured on their policy. The only exception to this is where you are having a self-server bar for your guests.
Can you explain a waiver of subrogation?+
A Waiver of Subrogation is an endorsement to your liability policy that prohibits an insurance company from seeking reimbursement for paid claims from the venue’s insurance policy. You do not need to buy this coverage unless your venue’s contract is requiring you to do so.
I need to add my venue as an “additional insured”. Can you please explain that to me?+
Your venue is asking to be added (named) as an Additional Insured because if you or any of your guests cause any damage to the venue or an injury at the event, the venue wants to be able to make a claim directly on your insurance policy. This does not cost you anything and allows the venue to go after your insurance company vs. you for damages or injuries. You can name your venue and the venue owners or managers as Additional Insureds. Vendors cannot be named as an Additional Insured.

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Get covered in minutes.

Liability policies start at $119 with a $0 deductible — and we'll email the certificate straight to your venue.

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