Cancellation & postponement coverage from $75  ·  Protect every deposit you've put down
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Wedding Cancellation Insurance

Coverage when life changes your plans.

Reimburses you for lost deposits if you must cancel or postpone for an unexpected event beyond your control. Don't be left paying for something you don't get or can't have.

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Coverage from only $75

No matter how carefully you plan, life is unpredictable

A wedding is one of the largest investments most couples ever make — and most of those deposits are non-refundable. Cancellation & Postponement insurance reimburses what you've put down if you cancel or postpone for an unexpected event beyond your control. Coverage also includes lost deposits due to no-show or bankrupt vendors.

Reviews

Reviews from couples who chose cancellation

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What's covered

Typical Claims

Illness or injury

If you, your partner, or an immediate family member falls seriously ill or is injured and the day must be postponed.

Extreme weather

Hurricanes, blizzards, floods or storms that make it impossible to safely hold or travel to your event.

Vendor no-shows

A key vendor goes out of business or fails to appear — caterer, venue, band, florist or photographer.

Venue damage

A fire, power outage or other damage makes your venue unusable and there's no time to find a replacement.

Military deployment

Sudden revocation of a previously granted leave for a deployment that means the wedding can't go ahead as scheduled.

Forest Fires

A forest fire causes a road closure to your venue and you and your guests have no way of getting to the wedding venue.

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Good to know

Three things cancellation insurance won't cover

A change of heart

All wedding insurance is based on unforeseen circumstances. Voluntarily calling off the wedding — cold feet, a breakup, or simply changing your mind — is not a covered reason.

Known circumstances

Anything you already knew about when you bought the policy that was likely to cause cancellation — including pandemic-related lockdowns — is an excluded cause of loss.

Pre-existing medical conditions

If you or an immediate family member falls ill and it's related to a pre-existing medical condition — one where medical treatment or advice was sought during the 12 months prior to purchasing the policy — it unfortunately will not be covered. The non-appearance of a grandparent 75 and older is not covered.

When to buy

The sooner you buy, the sooner you're protected

The best time to buy cancellation coverage is the moment you start putting down deposits — because that's when you have money at risk.

01
Buy early to protect deposits
Coverage can be purchased as soon as you begin booking vendors and venues.
02
Mind the 14-day weather rule
You need to buy more than 14 days before the event so weather-related losses can be covered — other covered items are not affected if bought less than 14 days before your wedding.
03
Pair it with liability
Many couples add liability coverage so both their deposits and their day are protected.

Liability or cancellation — which do I need?

They protect different things. Many couples buy both.

Liability
Protects your day
Property damage & guest injuries
Required by most venues
From $119 · $0 deductible
Explore liability
Cancellation
Protects your money
Reimburses lost deposits
Illness, weather, vendor failure
From $75 · $0 deductible
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Cancellation FAQ

Your cancellation questions, answered

How much wedding cancellation insurance do I need to purchase for my wedding?+
You should purchase coverage for your wedding for the total amount that you will be spending on your wedding. This includes the Rehearsal Dinner, Wedding, Honeymoon and Farewell Brunch.
What kind of losses are not covered by the policies?+

Every type of insurance policy contains certain exclusions to coverage. The most common exclusion in all insurance policies is the exclusion for pre-existing or known conditions. That is, if the condition you are looking to make a claim on existed prior to purchasing the policy, then the condition is excluded from coverage.

Cancellation and Postponement exclusions include the following:

  1. Covid-19 and Pandemic related losses.
  2. Non-Appearance of persons other than a honoree or their Immediate Family Members.
  3. Deployment to a base less than 150 miles from the event.
  4. Lack of funds (other than caused by unemployment).
  5. Cancellation or postponement due to the voluntary decision of an honoree (“change of heart”).
  6. Weather conditions, unless so extreme as to prevent an honoree, honoree’s immediate family or more than 50% of the guests from reaching the event venue, or which renders the event venue unusable or unsafe.
  7. Failure of the photographer or videographer to meet anyone’s expectations of style or quality.
  8. Theft that is not reported to the police in a timely manner.

Liability exclusions include the following:

  1. Bodily injury or property damage caused by an intentional act.
  2. Bodily injury or property damage arising out of the use of any motor vehicle, aircraft, or watercraft.
  3. Bodily injury or property damage that does not occur at the wedding venue.
  4. Bodily injury or property damage occurring outside the coverage dates for the wedding.
  5. Workers compensation and/or employment claims.
  6. Claims arising out of a criminal act.
  7. Claims arising out of the use of pyrotechnics, fireworks and/or lasers. (sparklers are allowed if used outdoors).

The above examples are for reference purposes only and are not intended to be a comprehensive list of all exclusions. For a complete list of policy exclusions and their specific details, please refer to the actual wording of each policy. Kindly, keep in mind, specific coverage questions can only be answered after a claim has been made and a claims adjuster has been assigned to investigate the claim. All claims are handled on an individual basis in accordance with the terms of your insurance policy.

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What if a honoree or immediate family member falls ill or has an accident before the wedding?+
If an accident or illness prevents a honoree or an immediate family member from attending the wedding, eWed Wedding Insurance will provide coverage, as long as illness is not due to a pre-existing medical condition. Excludes Covid-19 related illness.
Will cancellation insurance cover deposits I made prior to purchasing coverage?+
Yes, deposits you have already made can be covered, as long you did not know of a reason for a loss at the time you purchase the insurance.
Does eWed insurance provide coverage if the weather forces us to postpone or relocate our event?+
Yes, coverage is provided if weather conditions are extreme enough to prevent the honoree or majority of guests from attending your wedding.

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Protect every deposit you've put down.

Cancellation & postponement coverage starts at $75 with a $0 deductible. Get a free quote in minutes.

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